Secure Booster Club Insurance
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Solutions for Booster Clubs
Why Booster Clubs Need Insurance
Many volunteers assume, “Our school covers us.” Unfortunately, this is often not the case.
Many booster clubs operate as separate nonprofit organizations and may be responsible for obtaining their own insurance protection.
Lawsuits
Event Cancellations
Theft
Fraud
Participant Injuries
Spectator Injuries
Decisions of Officers & Directors
Employment Claims
Fundraising Activities
Concession Operations
Education
Guidance
Understand Their Risks
Ask Better Questions
Insurance Solutions Available
Comprehensive Protection Designed Specifically for Booster Clubs
General Liability Insurance
Helps protect your organization from bodily injury, property damage, personal injury, advertising injury and event-related claims.
Directors & Officers (D&O) Insurance
Protects officers, board members and volunteers from claims involving governance decisions, mismanagement, fiduciary duty and employment practices issues.
Accident Insurance
Provides protection for participants, volunteers and event workers. Covers medical expenses, accident benefits and supplemental coverage.
Sexual Abuse & Molestation Coverage
Protects organizations from allegations involving volunteers, employees, coaches, participants and organizational liability.
Property & Equipment Insurance
Protects equipment, inventory, concession supplies, uniforms, merchandise and storage facilities from covered losses.
Crime & Fraud Coverage
Protects against theft, fraud, embezzlement, forgery, employee dishonesty and financial misconduct.
Event Insurance
Protects fundraisers, auctions, banquets, tournaments, camps, community events and seasonal activities.
Which Insurance Do You Need?
Find the Right Coverage for Your Organization
| Your Organization | Recommended Coverage |
|---|---|
| New Booster Club | General Liability + D&O |
| Athletic Booster Club | Liability + Accident + D&O |
| Fine Arts Booster Club | Liability + Property + D&O |
| PTO/PTA | Liability + D&O |
| Large Fundraising Events | Event Insurance |
| Organizations Handling Cash | Crime Coverage |
| Organizations Working With Youth | Abuse & Molestation Coverage |
Common Insurance Questions
Does our school insurance cover our booster club?
Not always. Many booster clubs operate as independent nonprofit organizations and should not assume they are automatically covered.
Can officers be personally sued?
Yes. Directors and officers may be personally named in certain legal actions.
Are volunteers protected?
Protection depends upon the policies in place and the scope of coverage.
Does insurance cover fundraising activities?
Coverage varies and should be reviewed for each type of event.
How much insurance should we have?
Every organization's risks are different. NBCTC can help guide you through the process of understanding your needs.
Not Ready Yet?
Get Your FREE Booster Club Insurance & Risk Management Kit
- Insurance Protection Summary
- Insurance Risks Overview
- Coverage Comparison Sheet
- Insurance Types Overview
Protect What Matters Most.
Volunteers
Students
Organization
Community
Insurance isn't simply about protecting against loss. It's about protecting the mission you work so hard to support.
Ready to Protect Your Booster Club?